*****The bonus and lifetime income rider charges are 1.0% a year and not included above.
******Income can start after 31 days

Five very serious questions to ask yourself 
1.   Are you comfortable risking your entire life savings in the volatile and risky stock market? Recession odds are now up from 61% to 75% and growing. This will cause heavy losses to your 401K, 403B, IRA etc.  Maybe diversify some of your savings to mitigate future losses and volatility risks, so your principal and  interest are safe and guaranteed.
2.  Recession... Inflation of 8.8% and Longevity have now become three of the major concerns of retires. Two generations ago people got Social Security at age 65 and were deceased within 10 years. Now people are living longer to age 90, 95 with 100 becoming the new standard. Does your retirement plan guarantee income to age 100, 95, or maybe 90?? Even “ Fidelity” one of the largest stock brokerage firms with 32 million clients recommends part of your money should be in annuities (Fidelity .com transferring risks in uncertain times). The US  Government accounting office Money.com., Yahoo finance. and many, many others also recommend safe and guaranteed annuities to protect your lifetime savings, 401K, 403B, etc. from recession !........................ Without an annuity, might you outlive your money?
3.  I analyze over 100 pages of facts, figures and documents before advising, so you can make an informed, educated, and intelligent decision.  I specialize in and advise only on guaranteed, safe, and secure rollovers. Some clients use Financial Planners, Investment, Advisors, Stock Brokers, etc, for stocks, bonds, and other risky avenues for part of  their portfolio
4.  When you pass on does your spouse, children, or others have the same investing knowledge and skills? 
5. You’ve worked hard and made sacrifices to accumulate your nest egg. Do you want to spend it when you could use the 25% bonus for income and keep more of your nest egg??